Top 6 Best Pet Insurance 2026

1

Embrace

Coverage: Accident, Illness, Preventive Care
Age Range: 6 weeks to 14 years
Deductible: $200 - $1000
Annual Limit: $30,000

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9.9

Save 10% with 2 or More Insured Pets

2

Spot Pet Insurance

Coverage: Accident, Illness, Preventive Care, Therapy
Age Range: 8 weeks and up
Deductible: $100 - $1000
Annual Limit: Unlimited

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9.6

Save 10% for Eligible Multiple Pets

3

Lemonade

Coverage: Accident, Illness, Preventive Care, Prescriptions
Age Range: 8 weeks and up
Deductible: $100 - $500
Annual Limit: $100,000

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9.0

Save 5% for Eligible Multiple Pets

4

Fetch Pet Insurance

Coverage: Accident, Illness, Preventive Care
Age Range: 6 weeks and up
Deductible: $300 - $700
Annual Limit: $15,000

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8.8

$1,000 in Online Vet Visits Included- No Extra Cost

5

ASPCA Pet Insurance

Coverage: Accident, Illness, Preventive Care
Age Range: 8 weeks and up
Deductible: $100 - $500
Annual Limit: Unlimited

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8.6

Save 10% for Eligible Multiple Pets

6

Animalia

Coverage: Accident, Illness, Preventive Care, Prescriptions
Age Range: 8 weeks to 15 years
Deductible: $200 - $500
Annual Limit: $25,000

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8.1

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