Top 10 Best Home Warranty Companies 2025

1

Choice Home Warranty

Best for: Homeowners seeking affordable full-home coverage
Average annual premium: $476–$660
Service requests: 24/7 online and by phone

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9.9

2

Select Home Warranty

Best for: Customers seeking affordable premiums and fees
Average annual premium: $432–$756
Service requests: 24/7 online and by phone

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9.8

3

American Home Shield

Best for: Customizable plans
Average annual premium: $500–$700
Service requests: 24/7 online and by phone

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9.7

4

Liberty Home Guard

Best for: Homeowners looking for reliability, reviews & quick claims process
Average annual premium: $365–$699.99
Service requests: 24/7 online and by phone

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9.6

5

Home Warranty of America

Best for: Comprehensive appliance coverage
Average annual premium: $550-$720
Service requests: 24/7 online, by phone during normal business hours

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9.5

6

First American Home Warranty

Best for: High payout caps
Average annual premium: $360–$546
Service requests: 24/7 phone and online claims service No limit on number of service requests

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9.4

7

Home Service Club

Best for: Homeowners looking for extensive coverage options
Average annual premium: $552-$799
Service requests: 24/7 online, by phone during normal business hours

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9.3

8

Elite Home Warranty

Best for: Customizable warranty policies
Average annual premium: From $500
Service requests: 24/7

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9.2

9

Mike Holmes Protection

Best for: Unlimited coverage for home systems
Average annual premium: $550-$1,050
Service requests: 24/7

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9.1

10

2-10 Home Buyers Warranty

Best for: Customers seeking high coverage limits and fast service
Average annual premium: $239.88-$720
Service requests: 24/7 online and phone

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9.0

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